365 Days of Savings
Here is the simple way to save and it doesn't hurt a bit and you'll hardly even miss it! It's already June...but if you wanted to catch up it's still possible? $667.95 at the year's end to spend for something needed is a happy thought to me! I started January ONE! I'm excited to be saving for a new desktop PC.
Today is June 10: The piggy bank, box, jar...whatever you are using to drop your savings into gets $1.62 added. That's it! You probably could find that hiding in the deep dark crevices of your pocketbook. Or you may discover it when you fold the laundry. On January 1 I only had to add 1 penny! Now how easy is that? And on Dec 31 if you added the "change" each day you will have a total of $667.95!
I started out with a big jar like this:
But it was getting too tempting to see that money floating around in a jar like it was up for grabs...and it was NOT!
When I did my studio makeover and everything got a new "home" - I put it in a new gray bin I got from the container store.
Got it? If it is still trying to sink in how to have a whopping $667.95 at the end of the year by simply dropping in the same amount of cents that corresponds with the day of the year.
January 1 you owe your savings box a penny...January 25th you have to put in a quarter and so on. I printed out the chart below and keep it with my daily calendar journal.
You can see some larger bills in my box. I simply take out lots of change as the days go by and it is filling up with nickels and dimes and add in a larger bill for the equal amount of change. It keeps the bulk down but it doesn't matter how you do it..just so you don't forget to put in the exact amount for each day. This simple chart makes it easy!
The make-it-easy chart came from savingadvice.com
- Martha Greene